Toby is co-founder of Reserve, a UK-based Bitcoin lender powered by artificial intelligence, helping Bitcoiners put their sats to work.

He also founded OrdinalsBot, which helped kick of a market for Bitcoin tokens, in both Ordinals and fungible tokens like Runes and BRC 20. He also set up market insights company Novum Insights, where he remains strategic CEO. Prior to this, he helped scale Global Corporate Venturing (GCV), and is a well-known writer and analyst across blockchain, artificial intelligence, robotics, fintech and venture capital.